Best App to Buy Stocks in 2026: 8 Apps Compared
Compare the best app to buy stocks in 2026, with zero-commission trading, fractional shares, research tools and retirement accounts for US investors today.

- Editor's choice
FidelityMost investors, from beginners to advanced
Starts atFreeVisit fidelity.comFull review - Great alternative
Charles SchwabResearch, support and active trading tools
Starts atFreeVisit schwab.comFull review - Also consider
RobinhoodBeginners who want a simple mobile app
Starts atFreeVisit robinhood.comFull review
TL;DR:
- Fidelity is our pick for most investors, thanks to zero-commission stock and ETF trades, strong research and fractional shares from $1.
- Charles Schwab suits investors who want research, branch support and the thinkorswim platform in one account.
- Robinhood and Webull suit mobile-first investors who want a simple app and advanced charting respectively, with zero stock commissions.
- This is general information, not financial advice. Investing involves risk, including loss of principal, so check fees and fund costs before investing.
Quick comparison
| Tool | Best for | Starts at | Free plan? | |
|---|---|---|---|---|
| Most investors, from beginners to advanced | Free | Yes | Visit | |
| Research, support and active trading tools | Free | Yes | Visit | |
| Beginners who want a simple mobile app | Free | Yes | Visit | |
| Intermediate traders who want charting | Free | Yes | Visit | |
| Education and intermediate traders | Free | Yes | Visit | |
| Long-term index and retirement investors | Free | Yes | Visit | |
| Investors who want learning and community context | Free | Yes | Visit | |
| Beginners who want banking and investing together | Free | Yes | Visit |
The best apps to buy stocks
We compared official fee schedules, stock and ETF commissions, account minimums, fractional share options, retirement accounts and research tools. All of the apps below offer zero-commission online US stock and ETF trades, so the differences lie in research, account types, premium features and transfer fees. Check each broker's full fee schedule before funding, since options, margin and transfer fees still vary.

Fidelity is the most complete choice for a typical US investor. It charges no commission on online US stock and ETF trades, has no account minimum, and offers fractional shares from $1, which lets a beginner start with a small amount in a large company. Research draws on in-house and third-party sources, and retirement accounts, including traditional and Roth IRAs, sit alongside taxable accounts in the same app. Support by phone, chat and in branches adds reassurance when a question is urgent.
The main drawback is density. The breadth of tools, accounts and research can feel overwhelming at first, especially for someone who only wants to buy one or two ETFs. Some users will prefer the simpler flow of Robinhood for that reason. For most investors, though, Fidelity's combination of low cost, research depth and retirement options makes it the default shortlist pick.
- Zero-commission US stock and ETF trades
- No account minimum
- Fractional shares from $1 and strong research
- App can feel dense for absolute beginners
- Premium features and margin still carry costs

Charles Schwab pairs a full-service broker with one of the best-known trading platforms in the US. Online stock and ETF trades are commission-free, there is no account minimum, and Stock Slices offer fractional investing in eligible S&P 500 stocks. Thinkorswim, now part of Schwab, adds advanced charting, paper trading and custom studies for active traders, while branch and phone support help investors who want a human answer. Automatic investment plans also suit regular, long-term buyers.
The catch is that breadth again, plus options costs. Options trades cost $0.65 per contract, which is standard for large brokers but higher than Robinhood or Webull. Beginners who only need simple stock buying may find Schwab's many tools distracting at first. Investors who want research, education and a path to more advanced trading without switching brokers will value that depth.
- Zero-commission US stock and ETF trades
- Thinkorswim platform
- Stock Slices fractional shares and 24/7 support
- Options contracts cost $0.65 each
- Platform breadth can feel complex for beginners

Robinhood remains the easiest app to learn for a first-time stock buyer. The mobile design is clean, buying a stock or ETF takes only a few taps, and recurring investments and fractional shares help small, regular buyers build a position over time. IRA accounts are offered, and an optional Gold subscription adds features for a monthly fee. For someone who has never bought a stock before, that simplicity removes a real barrier.
The trade-offs are research depth and exit costs. Research and education tools are thinner than at Fidelity or Schwab, and the full account transfer-out fee is higher than at some rivals, so check that fee before funding a large account. Robinhood is best for simple, mobile-first buying and learning, while serious researchers may want a second account at a larger broker for deeper analysis.
- Zero-commission US stock and ETF trades
- Clean mobile design
- Fractional shares and recurring investments
- Research is thinner than Fidelity or Schwab
- Transfer-out fee is higher than some rivals
- Gold subscription costs $5 per month
Webull suits investors who have moved past basic buying and want better charts, technical tools and paper trading without paying commissions on stocks and ETFs. The desktop and mobile apps offer detailed charting, screeners and extended-hours trading information, and fractional shares help smaller accounts diversify. Paper trading lets new active traders practise without risking real money, which is a useful step before trading with larger sums. Crypto trading is also available, with spread-based fees.
The limits are scope and exit cost. Webull does not offer mutual funds, so long-term fund investors may need another account for that part of a portfolio. A transfer-out fee applies if you move a full account elsewhere. For chart-focused stock and ETF traders, Webull offers strong tools at zero stock commission, but pure beginners may prefer Fidelity or Robinhood first.
- Zero-commission US stock and ETF trades
- Advanced charting and paper trading
- Fractional shares and crypto access
- No mutual funds
- Transfer-out fee applies
- Interface can feel busy for beginners
ETRADE, part of Morgan Stanley, is a strong middle ground for investors who want education alongside trading. Online stock and ETF trades are commission-free, there is no account minimum, and the education library, webinars and paper trading tools help intermediate traders build skill before increasing position size. Power ETRADE offers a more advanced platform for active traders, while the main app stays approachable for regular buying. Thousands of no-transaction-fee mutual funds also suit fund investors.
Options pricing is the main cost note. Standard options cost $0.65 per contract, with a lower $0.50 rate only for active traders who meet volume thresholds. A transfer-out fee also applies for a full account move. For investors who value education and a clear upgrade path to active trading, E*TRADE is a solid, well-rounded choice.
- Zero-commission US stock and ETF trades
- Strong education and webinars
- Power E*TRADE platform and paper trading
- Options cost $0.65 per contract, with a lower rate only for active traders
- Transfer-out fee applies
Vanguard is built for patience. Its low-cost index funds and ETFs have long appealed to buy-and-hold investors, and online stock and ETF trades are commission-free with no account minimum for brokerage accounts. Traditional, Roth and rollover IRAs are a core strength, and automatic investments into funds suit regular retirement savers. Investors who want a simple, low-cost portfolio and rarely trade will find Vanguard's philosophy and fund costs attractive.
The trade-off is trading experience. The app and research tools are less advanced than Fidelity or Schwab, and fractional share options for stocks are more limited than at rivals. Some mutual funds require $1,000 to start, which can slow a very small starter portfolio. Vanguard is best as a long-term home for index and retirement investing, not as a first choice for frequent active trading.
- Zero-commission online US stock and ETF trades
- Low-cost proprietary funds
- Strong retirement account options
- App and trading tools are less advanced than rivals
- Stock fractional shares are more limited
- Some mutual funds need $1,000 to start
Public combines commission-free stock and ETF trading with a community and education layer that helps beginners understand why other investors are buying or selling. Fractional shares from $1, recurring investments and IRA accounts cover the basics well, and the app design is clean and approachable. For a new investor who learns by reading context and discussion, Public can make the first months of investing less lonely and more informed.
The limits are scale and depth. Research tools are thinner than at Fidelity or Schwab, and some premium features require a paid tier. Public is also a smaller broker, so investors who want branch support, deep research or a wide fund range may prefer a larger firm. As a learning-focused first account, or as a second account for fractional investing, Public works well.
- Zero-commission US stock and ETF trades
- Fractional shares from $1
- Recurring investments and educational content
- Research depth is thinner than large brokers
- Some premium features cost extra
- Smaller broker than Fidelity or Schwab
SoFi Invest suits beginners who already use, or want to use, SoFi for banking or lending and prefer one login for several money tasks. Active Investing offers zero-commission stock and ETF trades with no account minimum, while Automated Investing builds a diversified portfolio for 0.25% per year with a $50 starting amount. That split lets a new investor choose between picking stocks and letting a portfolio run automatically. The app is clear, and support covers the wider SoFi relationship.
The drawback is specialisation. Research and trading tools are thinner than at Fidelity, Schwab or Webull, so active traders will outgrow SoFi Invest faster. Automated investing also costs an annual fee, unlike buying ETFs yourself at a commission-free broker. For a beginner who values simplicity and one app for banking and investing, SoFi Invest is a convenient starting point.
- Zero-commission Active Investing trades
- Automated investing option at 0.25% per year
- Banking, lending and investing in one app
- Research is thinner than large brokers
- Automated investing needs $50 to start
- Investing is one part of a wider financial app
How we picked these
We compared official fee schedules, stock and ETF commissions, account minimums, fractional share rules, retirement accounts and research coverage, and we checked app store listings for account features. We kept only brokers that are live in October 2026, that serve US investors, and that offer commission-free online US stock and ETF trades. We noted options, margin and transfer fees where they change the total cost, rather than calling any broker free in every respect.
What to check before you buy stocks
Start with your goal and time horizon, not with a hot stock tip. A long-term retirement saver needs low fund costs and automatic investing, while an active trader needs charting, fast execution and clear options fees. Write down how often you plan to trade, whether you need an IRA, and how much you can afford to invest without needing the money soon. That list will narrow this list faster than any ranking alone.
Costs beyond commission
Zero commission does not mean zero cost. Fund expense ratios, options contract fees, margin interest, transfer-out fees and premium subscriptions all affect returns over time. Compare the expense ratio of any ETF or fund you buy, since a small annual percentage compounds over decades. Check margin rates carefully if you plan to borrow, since margin increases both gains and losses and can lead to losses greater than your initial investment.
Accounts, safety and diversification
Choose the right account type first: a taxable account for flexible access, or a traditional or Roth IRA for retirement tax treatment, subject to IRS rules and limits. Check that the broker is a member of SIPC, which protects securities up to set limits if a broker fails, while noting that SIPC does not protect against market losses. Diversify across stocks, funds or ETFs rather than placing a large share of savings in one company, and keep an emergency fund separate from invested money. This is general information, not financial advice.
FAQ
What is the best app to buy stocks for beginners?
Fidelity is our top pick for most beginners, thanks to zero commissions, fractional shares from $1, strong research and IRA options. Robinhood suits beginners who want the simplest mobile flow, while SoFi Invest suits beginners who want banking and investing together. Start small, learn the app, and increase amounts only as you gain confidence.
Are stock trading apps really free?
Online US stock and ETF trades are commission-free at all apps in this list, but other costs still apply. Options fees, margin interest, fund expense ratios, transfer fees and premium subscriptions can all add up. Read the broker's full fee schedule and the expense ratio of any fund you buy before investing.
Can I buy fractional shares with these apps?
Yes, most apps here offer fractional shares, including Fidelity from $1, Public from $1, Robinhood on eligible assets and Schwab through Stock Slices on eligible S&P 500 stocks. Vanguard's stock fractional options are more limited. Check eligibility for the specific stock or ETF you want, since not every security is fractional.
Do I need a lot of money to start investing?
No, most apps here have no account minimum for brokerage accounts, and fractional shares let you start with a small amount. SoFi Automated Investing needs $50 to start, and some Vanguard mutual funds need $1,000. A regular small investment, combined with low-cost diversified funds, is a practical way for many beginners to start.
Is investing in stocks risky?
Yes, stock prices can fall, and you can lose part or all of the money you invest, especially in a single stock or on margin. Diversified funds, a long time horizon and money you do not need soon can reduce, but not remove, that risk. Consider speaking to a qualified financial adviser about your own situation before making large decisions.




